What is SIP in Mutual Funds?

SIP (Systematic Investment Plan) is a disciplined way to invest a fixed amount regularly in a mutual fund. It allows you to invest monthly or quarterly instead of lump sum. SIPs offer the power of compounding and rupee cost averaging.

You can start SIPs in:

• Equity Mutual Funds

• Debt Mutual Funds

• Hybrid Mutual Funds

It is a beginner-friendly option that doesn’t require large capital.

Benefits of Starting SIP in 2025

Low initial investment (starting from ₹100/month) Easy automation via demat or bank account Reduces timing risk with rupee cost averaging Builds long-term wealth through compounding Ideal for salaried individuals and students

How to Start SIP in Mutual Funds – Step-by-Step Guide via AngelOne

Open Free Demat Account with AngelOne

Step 1: Open a Free Demat Account

Visit AngelOne and complete your KYC:

• PAN & Aadhaar upload

• Live selfie

• Bank account details

• eSign via Aadhaar OTP

Step 2: Choose a SIP Plan

After your demat is activated, login to AngelOne dashboard:

• Go to Mutual Funds > SIP

• Choose fund category (equity, hybrid, debt)

• Filter based on risk level, returns, ratings

Step 3: Set SIP Amount & Frequency

• Amount: Start from ₹100 or ₹500

• Frequency: Monthly / Quarterly

• Select start date

Step 4: Submit & Confirm Mandate

• Complete mandate via netbanking or UPI

• AngelOne will auto-debit SIP amount monthly

You’re done! Track portfolio anytime in AngelOne app/web.

Best SIP Mutual Funds to Start in 2025

Fund Name	Category	1-Year Return	Risk Level
Axis Bluechip Fund	Equity – Large Cap	17.2%	Moderate
SBI Small Cap Fund	Equity – Small Cap	24.5%	High
HDFC Hybrid Equity Fund	Hybrid	13.1%	Moderate
ICICI Prudential Balanced Adv.	Dynamic Asset	12.9%	Moderate
Parag Parikh Flexi Cap Fund	Flexi Cap	18.6%	Moderate

(*Returns are indicative and not guaranteed. Always check fund factsheets before investing.)

CTA: Start SIP with AngelOne in 2025

Don’t wait for market lows to start investing. Start small, smart, and now with a free SIP plan via AngelOne.

Click Here to Open Free Demat & Start SIP Now

Common FAQs about SIP in India

Q1: Is SIP safe for beginners?

A: Yes. It reduces volatility risks and builds discipline.

Q2: Can I stop SIP anytime?

A: Absolutely. SIPs are flexible – pause, skip, or stop anytime.

Q3: What is the minimum amount for SIP?

A: Most funds allow SIPs starting from ₹100/month.

Q4: Is demat account necessary for SIP?

A: While not mandatory, having an AngelOne demat simplifies tracking.

Q5: Can students invest in SIP?

A: Yes, students aged 18+ with PAN & Aadhaar can open demat & invest.